BASHAR A. AL-IRAGI; SAMEER F. NEEMA. The Main Determinants of Financial Inclusion in Arab Countries. Iraqi Journal for Administrative Sciences, كربلاء، جمهورية العراق, v. 15, n. 60, p. 184–214, 2024. DOI: 10.71207/ijas.v15i60.2287. Disponível em: https://www.journals.uokerbala.edu.iq/index.php/ijas/article/view/2287. Acesso em: 19 apr. 2026.