Towfeeq Abdul Ameer, A., & Ahmed Fares, A. (2024). Financial literacy and its role in achieving strategic Financial managment: An analytical study of the opinions of a sample of managers and heads of departments in private commercial banks in the governorates of (Baghdad, Holy Karbala, and Babylon). Iraqi Journal for Administrative Sciences, 19(75), 165–189. https://doi.org/10.71207/ijas.v19i75.1854